Your Wealth. Your Vision. Expertly Designed.
About Us
At Your Virtual CFO, we go beyond traditional wealth management by offering comprehensive, results-driven financial solutions designed to solve your foundational financial challenges. Whether you're a business or an individual, we provide the clarity and strategies you need to take control of your financial future.
Our services include in-depth cash flow management, tax-efficient strategies, investment planning, and long-term wealth building tailored to your specific goals. We specialize in identifying problems before they arise, crafting innovative solutions, and delivering actionable insights that drive measurable results.
With a powerful combination of cutting-edge financial planning tools and a deeply personalized approach, we don't just manage your finances—we transform them.
Meet your private wealth designer
Beverly Krzmarcik
Beverly Krzmarcik brings unmatched expertise and dedication to her role as a private wealth designer at Your Virtual CFO. With years of experience in financial strategy and a passion for helping clients achieve their dreams, Beverly combines technical skill with a personalized, results-driven approach. She believes that financial success is never one-size-fits-all, which is why she takes the time to understand every client’s unique goals and challenges.
Whether you're looking to grow your business, secure generational wealth, or create a roadmap for retirement, Beverly works tirelessly to craft custom strategies built around you. Her deep knowledge, combined with her unwavering commitment to your success, ensures that you’re not just managing money—you’re building a legacy. Under Beverly’s guidance, financial confidence isn’t just a goal—it’s the standard.
Investment Management
Beverly's approach ensures your investments align with your risk tolerance, timeline, and goals.
Financial Planning
From tax-efficient strategies to estate planning, Beverly leaves no stone unturned.
Strategic Consulting
Whether you're navigating complex financial decisions or scaling a business, Beverly’s proactive insights empower you to make confident, impactful choices.
We are ready to serve you differently
Our Extended Partners
DaVinci Capital Partners
For individuals and families with more than $500,000 in investable assets, we offer private client portfolio management using traditional and alternative strategy funds and select access to private placements found in leading pension plans and not typically available to individual investors. With over 75 years of combined investment experience, we aim to provide stable, fully-managed portfolios using a disciplined, pension-style process to ensure that for every area we invest in, we are maximizing the return per unit of risk.
Our Extended Partners
Frank Abate
Frank Abate is a Chartered Professional Account (CPA, CA). He also holds a CFP designation (Certified Financial Planner), and TEP designation (Trust and Estate Practitioner Designation). Frank’s professional designations, along with his years of experience as a Tax Advisor (Primarily with Owners of Private Corporations and High Net Worth Individuals) have provided an excellent foundation for the area of advice he currently focuses on.
Our Mission
At Your Virtual CFO, our mission is simple yet powerful: to help individuals and businesses achieve their financial goals. We do this by delivering unbiased advice and innovative, personalized solutions. Whether you’re planning for the future or managing the present, we are here to provide expert guidance tailored to your unique financial needs. With us, you’ll find not only a service but a partnership committed to your long-term success and prosperity.
True wealth goes beyond money—it’s about building a diverse portfolio of financial, emotional, and social resources.
Beverly Krzmarcik
Owner & Private Wealth Designer
Why Choose Us
We Don’t Just Manage—We Transform
Why settle for traditional financial services when you could get a tailored solution that evolves with your goals?
Proven Results
Clients see measurable improvements in their cash flow, savings, and investments.
Comprehensive Approach
We address both immediate financial concerns and long-term growth opportunities.
Personalized Support
With personalized attention, we’re by your side every step of the way.
What Our Clients Say
Business Owner
"Your Virtual CFO has been a game changer for me. I've saved thousands in taxes and, for the first time, actually feel confident about my financial future. Beverly’s personalized advice and eye for detail really set her apart!"
Executive Assistant
"Your Virtual CFO didn’t just help me plan my investments—they actually took the time to explain everything. Now I feel confident knowing my money is working for me."
Marketing Industry
The team is super supportive and maintains the books for my business and explains me every step of the way